Reference

Open legal terms before your account

Clear account terms, DANA, OVO, GoPay, QRIS wallet rules, cookie use, and region-based access checks are set out here before you open your account.

Local law appliesWallet terms statedCookie choices explainedSupport paths listed
cerutu4d Open legal terms before your account
POLICY HELP

Check legal help paths with us

Legal questions should reach a person, not a dead form. We route account-term, privacy, cookie, and wallet-record questions through live chat, email, and the in-account message center, with Bahasa Indonesia and English handling from 09:00 to 23:00 WIB. Keep your registered phone number ready, because we may ask for the last QRIS receipt time or the device you used to sign in.

Team online

Live chat

Use live chat from the lobby footer between 09:00 and 23:00 WIB for account-term questions. We can point you to the clause that affects access, wallet checks, or a held document request.

Email desk

Send legal questions to [email protected] from your registered email. Include your account ID, payment rail name such as DANA or QRIS, and a short summary so we can trace the correct record.

Account inbox

Open Account > Messages after login when your request involves personal data or cookie choices. That path keeps replies tied to your session and reduces the chance of a mistaken account change.

DATA CONTROLS

Manage account data and cookie requests

Legal handling is practical: we keep the data needed to run your account, settle wallet records, secure logins, and respond to lawful requests.

Account identity

We ask for matching account details before sensitive changes, including phone number, email, and wallet name. If your GoPay holder name conflicts with the profile, we pause the change until you confirm it.

Login security

New device sign-ins may trigger an extra code or chat check, especially after a password reset. You can change your password from Account > Security without sending it to support.

Cookie choices

Cookies help keep sessions active and remember language choices. You can change non-essential cookie choices through Account > Privacy, and we record the time of your last change for audit use.

Retention

Wallet receipts, QRIS references, chat transcripts, and account logs are kept only as long as needed for legal, security, and dispute handling. Deletion requests are assessed against those duties.

Data requests

Ask for a copy or correction through email or the account inbox. We may verify your phone number and one recent DANA or OVO transaction reference before releasing account data.

Policy changes

When legal terms change, we post the new date on the page and may add an account message. If a change affects access, we explain the action you need to take.

Ask legal questions before you join

These answers focus on legal terms, account rights, privacy requests, cookies, and region-based access. They are not a substitute for personal legal advice, but they explain how we operate the page you are reading and what steps you can take from your account. If your question involves a wallet record, keep the DANA, OVO, GoPay, or QRIS reference nearby.

When you open an account, you accept our terms on identity accuracy, wallet ownership, login security, and permitted access. Eligibility depends on local law and is available only where local law permits.

Access is region-dependent, not automatic. We may block or pause access where local rules, payment rail requirements, or account checks require it, and support can explain the account status shown to you.

We keep account details, login records, wallet references, cookie choices, and support messages where needed for security, transaction tracing, disputes, or legal duties. We aim to keep only what is needed.

Send the request from your registered email or Account > Messages. Tell us which field is wrong, add a current phone number, and be ready to verify one recent DANA, OVO, GoPay, or QRIS reference.

A wallet request can pause when account names do not match, a device change looks unusual, or the payment rail asks for extra checks. We use the pause to confirm the record before taking action.

Cookies record session status, language choice, and security signals. You can change non-essential choices through Account > Privacy, and we keep a timestamp so your latest choice is clear.

Use live chat 09:00-23:00 WIB for quick questions, or email [email protected] for account-specific matters. Include your account ID and the legal clause or wallet record you want us to check.